"Make it your ambition to lead a quiet life, to mind your own business and to work with your hands, just as we told you so that your daily life may win the respect of outsiders and so that you will not be dependent on anybody." - 1 Thessalonians 4:11-12
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The most important factor in starting your financial freedom journey
would be your decision and how committed will you be on that decision.
Below are some of my favorite quotes that will let you understand what a
decision is and its impact on one’s life.
“No one saves us but ourselves. No one can and
no one may. We ourselves must walk the path.”
anyone tell you how to live your life, it’s called your life for a reason. You
make the decisions.”
“The mind is
everything. What you think you become.”
“Trust in the Lord with all of your heart and
do not lean on your own understanding. In all your ways acknowledge Him, and He
will make your paths straight.” - Proverbs 3:5-6
“The fruit of
the righteous is a tree of life, and he who is wise wins souls.” – Proverbs
before the Lord and wait patiently for Him; do not fret when people succeed in
their ways, when they carry out their wicked schemes.” – Psalm 37:7
“If any of
you lacks wisdom, you should ask God, who gives generously to all without
finding fault, and it will be given to you.” – James 1:5
your life was easier, wish that you were better.” – Jim Rohn
“You know you
made the right decision when there is peace in your heart.” – Unknown
hurts. Forgetting hurts. But knowing which decision to take can sometimes be
the most painful” – Jose N. Harris
“It does not
take much strength to do things, but it requires a great deal of strength to
decide what to do.” – Elbert Hubbard
and nothing happens. Life is about decisions. You either make them or they’re
made for you, but you can’t avoid them.” – Mhairi McFarlane
decisions that I regret and I took them as learning experiences.. I’m human,
not perfect like anybody else.” – Queen Latifah
it’s the smallest decisions that can change your life forever.” – Keri
the decisions we make affect and hurt your closest friends and family the most.
I have a lot of regrets in that regard. But God has forgiven me, which I am
very thankful for. It has enabled me to forgive myself and move forward one day
at a time.” – Lex Luger
There are more quotes regarding decision making.
Just browse the net and be inspired by it.
When I was learning about investing in the stock market, I needed books for more information. There are a lot of free pdf on the web but the books that I like, I want to have a hard copy of it so that my children maybe can read it someday. Maybe that will be the legacy that I'll be leaving them. I want them to know money management as it is very important. If only I have known that when we were kids, maybe I have chosen a different path.
So, I went to check the bookstore and EXPENSIVE!! I searched for online bookstores that offers affordable books like amazon and I found at about BOOK DEPOSITORY.
These are my first books. Jesse Livermore's Methods of Trading in Stocks - Richard Wyckoff
This was my first ever book about trading. It has only 32 pages and can be read in one sitting but full of information. It tells about how Livermore's preparation before and after trading, money management, news, stocks to trade and pyramiding.
The Australian financial or fiscal year starts from July 1 - June 30. Because we arrived July 2018, we are on FY 2018/2019. If you arrive May 2019, you will still be under FY 2018/2019. Why is this important? Because at the end of the financial year, centrelink will be balancing your family assistance payments. They will compare your income estimate with your actual income to ensure that they have paid the correct amount.
To be able to transact easier with the government, you need to create your mygovaccount. After creating, secure your medicare number, CRN and TFN. Once you have them, link all your accounts to mygov and you can transact from there.
Click on centrelink once you log-in in your mygov account.You will be redirected to the centrelink website.Click on "Make A Claim" then fill in the forms. You also need to upload some documents like proof of identity, child birth certificate, tenancy agreement, TFN etc. Family Tax Benefit(FTB)** - this was our first claim. This …
I have encountered in some forums people asking whether they will continue paying their contribution or not upon reaching the minimum required contributions; and some comments would suggest that they stop paying and invest to maximize the return. Yes, it can be done. It's like BTID (buy term insurance and invest the difference).
Also, another reason why people discontinue paying their SSS contributions is because of the pension computation. They said that if you have been paying the minimum and instantly increased your payment to the maximum 5 years before retirement, you will get the same pension with the one paying the maximum. However, according to SSS, this is not true. One is not allowed to instantly increase it's contribution to the maximum 5 years prior to retirement. To understand more, SSS issued circular no. 2015-007.
A) If below 55 years old , he/she can change without limit in frequency and in number of salary brackets in a given calendar year.