Showing posts from September, 2017

Australia: My Experience With The Stock Market - Part 4

Aside from stonks, I was also researching about ETFs (exchange traded funds). It's like mutual funds but no. Then I came across spaceship voyager  then raiz .  If you want to know more about the two, you can refer to this  article . Below is a summary: 📌Make sure you understand the product and the risks involved before investing.  Source: Update: I opened an account with Raiz and will do a review after a few months 😊 . If you want to get started, maybe you can use my referral link here  to have  $5 for me, $5 for you! Thanks!   

Buying Property? Don’t Get Fooled: 7 Ways to Ensure Your Land Title is Real and Clean

Source: There’s nothing worse than going through the tedious process of buying your new home and realize – just as you’re all set to move in – that the title isn’t clean, or worse, is fake. A dirty title might have so many mortgages, liens and encumbrances attached to it that you’ll begin considering the possibility of living with your parents forever.   The first step in ensuring a title is what it appears to be is to check for authenticity. A clean title is no good if it isn’t a genuine title in the first place. How do you make sure a title is real? Check the quality of paper used. The forms used in property titles are exclusively printed by the Banko Sentral ng Pilipinas . The judicial form uses a type of paper which contains various security features. The paper is made out of 50% cotton and 50% chemical wood pulp with colored fibers. If held up against a light, an LRA or Land Registrat

Business 101: Are You Prepared?

Growing a business of your own is the most rewarding experience you'll ever have. It's your baby. However, jumping into self-employment without first understanding the effect it will have on your personal financial situation is a serious mistake. From a personal financial perspective, there are three major questions you need to consider:   (1) How much money are you comfortable losing? (2) How long can you go without an income from your business? (3) How will you recover if your business fails?   (Picture attached is subject for copyright. From the web)    

7 Simple Ways to Become a Millionaire in Your 20s

Source:   Millionaire— a title you may have imagined while picturing a seven figure bank balance. One can dream, right? Actually, getting there is easier than it sounds. Money is everywhere. You just need to know where to look and, more importantly, know what to do when you find it.   Educate yourself Stop checking lottery numbers and start looking at numbers that matter. Super-charge your financial knowledge by reading the Finance section of the newspaper (or by reading blog posts that tell you to do so). Being informed is the first step to making sound financial decisions.   Try to monetize everything In the age of the Internet, money can come from unexpected sources. If you’re good at something —whether it’s a hobby, a passion of yours, or basically anything you like to do all day— never do it for free because there might be a way make money from it. From writing essays and blogs, pa

Business 101: What's Your Motivation?

Starting a business is a test of strategy, stamina, commitment and resilience - a game of survival of the fittest. So its not just enough to have the right motivation for starting a business. Business basics can be learned but not everyone has the personality to flourish on his or her own. It represents a lifestyle change, a lifestyle for which not everyone is suited. It requires a huge personal and financial commitment and it should not be something you enter into halfheartedly. Successful entrepreneurs are driven and passionate about their business ideas. They derive energy from the excitement of building something to scratch. They see opportunities all around them and they have a strong desire to control their own destiny. They have an inherent go-for-it attitude. They don't just give it a try and hope it will work out. They are confident that they have what it takes to turn their dream into reality. People give myriad reasons for wanting to start their own business.