Showing posts from 2018

Australia: My Experience With The Stock Market - Part 4

Aside from stonks, I was also researching about ETFs (exchange traded funds). It's like mutual funds but no. Then I came across spaceship voyager  then raiz .  If you want to know more about the two, you can refer to this  article . Below is a summary: 📌Make sure you understand the product and the risks involved before investing.  Source: Update: I opened an account with Raiz and will do a review after a few months 😊 . If you want to get started, maybe you can use my referral link here  to have  $5 for me, $5 for you! Thanks!   

Thank You For Everything

Before the year ends, I would like to take this opportunity to thank the Lord for everything He has done for us. Despite of the many challenges, He has been so good to us. Sometimes it's difficult to comprehend things especially during tough times but if we keep an open eye and a positive mind that everything's going to be alright, then everything's going to be alright. Thank You Mama (Mother-in-law) for taking care of my son for the past 3.5 years while we were working in Singapore. Thank You Mama (my mom) for always supporting me in whatever decisions I make. I know I haven't given you yet what you want in life but we just keep the faith and keep on striving for that. Thank You Daddy (Father-in-law) for the support you have given us. Thank You Papa (my dad) eventhough we are not in good terms. Thank You Dear Husband for the support, patience and for understanding me. You know what I mean by that. Thank You Aunts and Uncle (my son's grandparents, husb

2019 Starting the Year Right

I know it's 22 more days to go before New Year but I am excited with what 2019 have for us after moving here in Queensland. As mentioned in my previous blog, we still have a lot of catching up to do especially with our savings and investment. Last June, I blogged about my 2018 goals and so far: Look for a job for my husband (done. contract extended until Sept'19) and childcare for my son (done. Starting on Jan 7 with a daily fee of $130) Continue monitoring PSE (I missed a lot of baggers here- ISM, IRC, ECP) , research on ASX (I already opened an account with NAB but not yet fully funded. Bought a few shares of WOW and I intend to add more for dividend play. I love to get in with APT since it has a potential but as mentioned, no funds yet since it is reserved for the childcare fees)  and learn how to drive (I am currently reviewing the handbook for the written examination) Open a trading account in Australia (done) Look for a job for myself (First quarter of 2019. Ho

Our Journey To Australia - Part 2

It has been 5 months and one day since we arrived (July 8, 2018) here in Brisbane. First few months was really an adjustment and a lot of things to settle and know. We were lucky to have a relative to show us around and tell us the things we need to do first. Shout out to Aren, Ailin and Iya!! Basics - upon arrival, we got a sim card then a go card (beepcard/ezlink card) for transportation. Transportation is expensive depending on the zone.  Bank Account Activation - we opened our account with NAB almost a month after the approval (April 2018). We made the application online and was approved within 5 days. When applying, you need to indicate where to pick up the cards and since we had no idea where we will be staying, we chose a branch in the city (Albert Street). You'll receive a welcome letter stating all the things you need to do and bring. We brought everything - passports, tickets, boarding passes (keep your boarding pass because I read somewhere that they will look for it

Our Journey To Australia - Part 1

As mentioned before, the initial plan was to go home for good in the Philippines that's why it took us awhile to apply for a skilled visa migration. However, everytime we vacation in the Philippines, I had the following observations that made me think twice whether to go home for good or look for a greener pasture: Business opportunities are there however, when you stay in the province, it is tough due to a lot of factors like customers, competition etc.; Traffic is so bad in Manila; Internet is so slow; When you look at the bigger picture as to education and medicare costs, you need to really save up on it. Considering all those factors especially the last one, we decided to try our luck for Australia by researching in pinoyau forum   and we would like to take the opportunity to thank all the active members for sharing all their insights and answering all our queries. There are many pathways to Australia and that maybe through a working holiday visa, student visa, w

Australia July 2018 Changes

Source: Changes to point-based skilled migration Australia’s skilled migration program is a points-based system designed to attract highly qualified and experienced professionals to best meet Australia’s skills needs. There are a number of skilled migration visas that require applicants to score a minimum number of points to qualify for permanent skilled migration.   The government announced that from 1 July 2018 the points threshold will now be increased from 60 to 65 for skilled – independent, nominated and regional sponsored visa categories.  Global Talent Visa scheme The Global Talent Scheme will commence in July 2018 on a trial basis for 12 months. The visa scheme aims to attract highly skilled workers to deliver innovation to Australia’s tech industry. It consist of two streams - start-up stream and established business stream. In order to sponsor the foreig

PSE Short Selling

Just a few days ago, the PSE has introduced short selling in the stock market. Please refer to below memorandum:


This is our last day here in Singapore and I would like to take this opportunity to thank first of all to God for everything and second to Singapore for the opportunity she has given to us. No words can express how grateful we are. Again, Thank You and we wish Singapore success in all their future endeavors. Picture source: Mr water via shutterstock

2018 Starting The Year Right

And I'm back!! I've been planning on updating the blog but I was busy the past few months. A lot has happened last year. We have seen the rise of bitcoin* and cryptos and most especially, the passing of the TRAIN law effective starting January 1st and trade war between countries especially China and  the US. For the past months, I was busy studying and reviewing about trading not only in stocks but also in forex and cryptos. Then around March, we received a golden email; our visa was approved. With that, we were busy researching, planning and budgeting. 2018 GOALS June 20 will be our last day in Singapore and we will be having our big move on July 7. Because of that, there will be a lot of adjustments and things to do: Look for a job for my husband and childcare for my son While waiting for my son to adjust with the environment, I will continue monitoring our Philippine stock account, research on ASX and learn how to drive Open a trading account in Australia Look