Showing posts from December, 2018

Australia: My Experience With The Stock Market - Part 4

Aside from stonks, I was also researching about ETFs (exchange traded funds). It's like mutual funds but no. Then I came across spaceship voyager  then raiz .  If you want to know more about the two, you can refer to this  article . Below is a summary: 📌Make sure you understand the product and the risks involved before investing.  Source: Update: I opened an account with Raiz and will do a review after a few months 😊 . If you want to get started, maybe you can use my referral link here  to have  $5 for me, $5 for you! Thanks!   

Thank You For Everything

Before the year ends, I would like to take this opportunity to thank the Lord for everything He has done for us. Despite of the many challenges, He has been so good to us. Sometimes it's difficult to comprehend things especially during tough times but if we keep an open eye and a positive mind that everything's going to be alright, then everything's going to be alright. Thank You Mama (Mother-in-law) for taking care of my son for the past 3.5 years while we were working in Singapore. Thank You Mama (my mom) for always supporting me in whatever decisions I make. I know I haven't given you yet what you want in life but we just keep the faith and keep on striving for that. Thank You Daddy (Father-in-law) for the support you have given us. Thank You Papa (my dad) eventhough we are not in good terms. Thank You Dear Husband for the support, patience and for understanding me. You know what I mean by that. Thank You Aunts and Uncle (my son's grandparents, husb

2019 Starting the Year Right

I know it's 22 more days to go before New Year but I am excited with what 2019 have for us after moving here in Queensland. As mentioned in my previous blog, we still have a lot of catching up to do especially with our savings and investment. Last June, I blogged about my 2018 goals and so far: Look for a job for my husband (done. contract extended until Sept'19) and childcare for my son (done. Starting on Jan 7 with a daily fee of $130) Continue monitoring PSE (I missed a lot of baggers here- ISM, IRC, ECP) , research on ASX (I already opened an account with NAB but not yet fully funded. Bought a few shares of WOW and I intend to add more for dividend play. I love to get in with APT since it has a potential but as mentioned, no funds yet since it is reserved for the childcare fees)  and learn how to drive (I am currently reviewing the handbook for the written examination) Open a trading account in Australia (done) Look for a job for myself (First quarter of 2019. Ho

Our Journey To Australia - Part 2

It has been 5 months and one day since we arrived (July 8, 2018) here in Brisbane. First few months was really an adjustment and a lot of things to settle and know. We were lucky to have a relative to show us around and tell us the things we need to do first. Shout out to Aren, Ailin and Iya!! Basics - upon arrival, we got a sim card then a go card (beepcard/ezlink card) for transportation. Transportation is expensive depending on the zone.  Bank Account Activation - we opened our account with NAB almost a month after the approval (April 2018). We made the application online and was approved within 5 days. When applying, you need to indicate where to pick up the cards and since we had no idea where we will be staying, we chose a branch in the city (Albert Street). You'll receive a welcome letter stating all the things you need to do and bring. We brought everything - passports, tickets, boarding passes (keep your boarding pass because I read somewhere that they will look for it