Australia: My Experience With The Stock Market - Part 4

Aside from stonks, I was also researching about ETFs (exchange traded funds). It's like mutual funds but no. Then I came across spaceship voyager  then raiz .  If you want to know more about the two, you can refer to this  article . Below is a summary: 📌Make sure you understand the product and the risks involved before investing.  Source: Update: I opened an account with Raiz and will do a review after a few months 😊 . If you want to get started, maybe you can use my referral link here  to have  $5 for me, $5 for you! Thanks!   

2019 Starting the Year Right

I know it's 22 more days to go before New Year but I am excited with what 2019 have for us after moving here in Queensland. As mentioned in my previous blog, we still have a lot of catching up to do especially with our savings and investment.

Last June, I blogged about my 2018 goals and so far:
  • Look for a job for my husband (done. contract extended until Sept'19) and childcare for my son (done. Starting on Jan 7 with a daily fee of $130)
  • Continue monitoring PSE (I missed a lot of baggers here- ISM, IRC, ECP), research on ASX (I already opened an account with NAB but not yet fully funded. Bought a few shares of WOW and I intend to add more for dividend play. I love to get in with APT since it has a potential but as mentioned, no funds yet since it is reserved for the childcare fees) and learn how to drive (I am currently reviewing the handbook for the written examination)
  • Open a trading account in Australia (done)
  • Look for a job for myself (First quarter of 2019. Hopefully within January-February)
  • Attend free seminars (I enrolled in a self-paced online learning to be able to have a comprehensive knowledge of Australia rules and regulations)
  • Volunteering (Wasn't able to do since I am a full time mom now)
For 2019, the following are my goals with a vision of "To love and cherish my family and friends and the people I meet along the way; improve myself personally, spiritually and professionally so that I can attin financial freedom and be able to inspire others; and most of all, to keep the faith when things don't go according to plan.":
  • Job for myself
  • Take the driving written examination and start with my learner's licence (done 4/1/19- PrepL)
  • Budget, savings and investment planning once I have a confirmed work 
  • Family insurance 
  • Prep enrolment for my son for 2020 to avoid to be in the waiting list
*Bitcoin dipped to USD3000 and so with the other altcoins. It is forecasted to recover or be pumped end December to first quarter 2019 since that has been the past trend. 


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